Bonitas medical aid price changes for 2022

South Africa’s second open medical aid scheme, Bonitas, announced a 4.8% weighted average increase in its medical plans in 2022.

The increases will vary according to the group’s plans, with the BonStart premium contribution fee decreasing by 7.9%. This can be attributed to the low cost / benefit ratio and profile of the plan’s younger members, Bonitas said.

The scheme has 338,751 core members and a total of 722,943 beneficiaries.

The group said it will come up with a total of 15 plans for 2022, comprising traditional, savings, hospital, edge (virtual), network and income-based plans, each appealing to different target markets.

Price variations range from minus -7.9% to + 6.5%. Bonitas said it chose to increase its options which are currently in the growth phase – BonSave, BonFit and BonEssential – by just 3.6%.

The average increase of 4.8% is close to the recommendation of the Council for Medical Schemes (CMS), which recommended that increases in medical aid be in line with the CPI of 4.2%.

Bonitas said his average – a little above this value – is based on CMS’s warning that financial stability and program sustainability remain a priority. The group uses 600 million rand of its reserves to limit price increases.

New offers being introduced include an additional virtual plan, BonStart Plus; a renewed emphasis on managed care with an oncology management program; as well as an improved limb app, powered by AMP, which includes a personalized wellness program to encourage healthier behavior, the group said.

Here’s how the contributions will change for 2022:

Plan Price 2021 (main) Price 2022 (main) Switch
GoodComprehensive R7 715 R8 217 + 6.5%
Good Classic R5 330 R5 677 + 6.5%
GoodComplete R4 291 R4 570 + 6.5%
BonSave R2 847 R2 950 + 3.6%
BonFit Select R2 152 R2 230 + 3.6%
Good start R1 452 R1 338 -7.9%
BonStart Plus (New) R1 670
Standard R4 044 R4 230 + 4.6%
Standard selection R3 859 R3 822 + 6.5%
Primary R2 537 R2 654 + 4.6%
Main selection R2 180 R2 322 + 6.5%
Hospital standard R2 434 R2 592 + 6.5%
GoodEssential R1 962 R2 033 + 3.6%
BonEssential Select R1 675 R1 784 + 6.5%
BonCap R0-R700 (New) R780
BonCap R701-R9.430 (revised) R1 212 R1 274 + 5.1%
BonCap R9,431-R15,320 (Revised) R1 434 R1 507 + 5.1%
BonCap R15,321-R19,930 (Revised) R2 311 R2 429 + 5.1%
BonCap R19.931 + R2 837 R2 982 + 5.1%

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